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Panama

Currency: Panamanian balboa (PAB, B/.) is official but the US dollar (USD, $) is also legal and used most of the time. You may hear dolar, dollar or balboa. Credit cards not always accepted, ask first. Tips should be cash and handed to the staff directly.
Local custom: Customary in dining, hotels, and service places, closer to 10% than other countries. Service wages are very low. Tips are called propina.

Curated tipping suggestions:
Airport Skycap/Porter: $1–2 per bag, max $5.
Hair Salon (general): 10%.
Hotel (general): A 10% service charge is usually included in rate/bill (ask).
Hotel Housekeeping/Room Attendant: $1-2 per night left on a pillow daily (staff changes).
Hotel Porter/Bellhop: $1–2 per bag, max $5.
Massage Therapist: 10%.
Restaurant (general): A service charge (propina) is often included in price/bill (ask), if not, 10%.
Spa: 10%.
Taxi: Not expected, round up if great service or helped with luggage.
Tour – Guide or Driver: Guide = up to 10% (or $5 half day, $10 full day).

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